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BibliograpyBorn in South Carolina but raised for the majority in Alabama. Graduated from The University of Alabama with Bachelors in Marketing and Masters in Sport Management. Collegiate athletics background but currently teaching and coaching at high school.

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4 Factors that Impact Purchasing:1.Cultural2.Social3.Personal4.Psychological

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WorkforceEssentials

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Net Income- the excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses)Gross Income- An individual's total personal income before taking taxes or deductions into account

Banking & Saving Basics:1. Money in a bank account is safe2.You pay for the convenience of a bank account3.Inflation can eat what you earn from a bank4. Not all interest rates are created equal5. You can get better rates6. ATM fees can take a significant bite out of your budget7. Getting the best deal takes work8. Use the internet to shop for bank services9. Banking online can make bill-paying easier10. You can bank without a bank

Types of Accounts:1. Checking2. SavingThe U.S. government's website dedicated to teaching all Americans the basics about financial education.www.MyMoney.gov